Practical Finance Guides

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What Kind of Money Personality Are You?

Do you know your own money personality? Is money something you actively seek or do you just save what you can? Generally speaking, what is your perspective on cash? Do you view it as a means to an end, or as a precious commodity that must…

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Consequences of Marriage on One’s Financial Situation

When two people are in love, the topic of marriage always arises. Marriage can either bring financial harmony or make budgeting more difficult, depending on how the spouses choose to view their new status as a unit and as individuals. Money is one of the top…

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Financial Habits That Can Turn You Into a Self-Made Millionaire

With the right amount of self-control, you can build the kind of prosperous future you want for yourself. People who became self-made millionaires did so without the help of wealthy parents or a trust fund. Starting with basic money management skills like budgeting and moving on…

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Why are many smart people not as wealthy as they should be?

We were cautioned by a study article to not equate intelligence with academic success. Rates and the outcomes of achievement tests were found to be more indicative of future success than IQ alone. The results of the study demonstrated that one’s character traits, not intelligence, are…

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The Financial Advantages of Making a Budget

You need to learn how budgeting can help you manage your money and get out of a financial trap. Making and sticking to a budget may not be a lot of fun for some people. There’s also the misconception that people who adhere to a strict…

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The Conflict Between Happiness and Financial Stability

When pondering the question of whether or not money can buy happiness, it’s natural to think about the fine dining and exotic travel that money makes possible. However, new studies demonstrate that having cash on hand can help people avoid many of the day-to-day issues that…

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Starting a Side Business from Scratch

Constructing a side business from scratch can appear daunting, especially to someone with no prior experience in the field. It may not go exactly as planned, but if you put in the time and effort, your new venture will likely pay off in the end. Set…

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How to Reward Yourself without Breaking the Bank

Thinking about how to have fun without spending any money. In a word, yes. You don’t need to spend any money to reward yourself. To be around other people is often beneficial. However, there are moments when things shift. Because you are away from your loved…

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How to Pay Off Your Credit Card Debt

It’s not unusual to have credit card debt. The total amount of credit card debt in the United States is above $1 trillion. Credit card interest rates can range from 10% to 25%, adding up to a substantial amount over time. A personal loan is the…

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