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It’s not unusual to have credit card debt. The total amount of credit card debt in the United States is above $1 trillion. Credit card interest rates can range from 10% to 25%, adding up to a substantial amount over…

Getting out of debt is a challenge for everyone, but it becomes exponentially more difficult when one has limited financial resources. You can get out of debt even if you’re broke, but only if you make some serious adjustments to…